Health Savings Account

A smart way to handle health care costs

HACU now offers a way to save for current and future medical expenses — while earning steady interest in a secure health savings account that offers you flexibility, tax advantages and convenient access to your funds with an HSA Debit Card. 

A Health Savings Account (HSA) from HACU is a special tax-advantaged savings account¹, designed for medical expenses and to help make healthcare more affordable.

  Schedule Your Appointment  HSA Rates

You qualify for an HSA if you:

• Have a High Deductible Health Plan (HDHP)
• Do not have any other major medical insurance coverage
• Are not enrolled in Medicare
• Cannot be claimed as a dependent

Benefits of a HACU HSA

• Easy access to funds via free HSA debit card²
• No fees for opening account
• Earn interest on tax-free funds
• No initial deposit or minimum balance requirement
• Monitor your account with HACU’s online banking or our mobile banking service

For more information, download the HSA Brochure or HSA Brochure for Employers

How to open a health savings account

Schedule an appointment online today or call a Financial Service Representative at 989.791.7070 x3501

¹Consult your tax advisor regarding the tax advantages of a health savings account  ²To receive an HSA Debit Card a minimum $25 deposit is required